McMahon Galvin Ltd are remunerated by a professional fee for the initial work, activity and time spent in seeking the best terms, advice, product and product producer for your specific needs.  An administration fee is also charged for the activity involved in the placing and renewal of the policy and also any alterations that take place during the policy period.  A scale of our fees is under notedWe may earn our remuneration on the basis of fee, commission and any other type of remuneration, including a non-monetary benefit or on the basis of a combination of these methods.  A non-monetary benefit will only be accepted if it enhances the quality of the service to our clients. Where you choose to pay in full for our service by fee, we will notify you in writing in advance and agree the scale of fees to be charged if different from fees outlined below. Where it is not possible to provide the exact amount, we will provide you the method of calculation of the fee.

Our fee scale for Personal Insurances and Commercial Insurances will not exceed 20% of the premium charged by insurers.

We reserve the right to amend these fees, should the complexity of the product require a higher fee.  We will confirm and agree this fee with you prior to any increased charge being applied.

A fee of €20.00 will be charged for all duplicate documentation.

For certain type of complex works, such as sub-contractors registers, we reserve the right to agree a separate fee with you in advance.

All premiums are subject to a 5% Government Levy, and an additional 2% Government Levy applies on all Motor Insurance policies as per the requirements of the Insurance (amendment) Act 2018, where applicable.  A summary of the details of all arrangements for any fee, commission other reward or remuneration paid or provided to us which we have agreed with product providers is available in our office or on our website Where an override commission is received, this will be disclosed to you in general terms.

On settlement of your account, we will forward to you all documents showing ownership of your policy i.e. Motor Certificate & Disc and Policy Schedules.  Where a series of transactions are involved, we will normally hold each document until the series is complete and then forward them to you.

Credit Intermediary: As a credit intermediary we may be remunerated by the premium/credit finance provider on arranging this finance on your behalf.

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